The Government of Canada has officially moved to provide financial relief to millions of citizens through the new Canada Groceries and Essentials Benefit. Following the passage of Bill C-19, eligible low- and modest-income Canadians will receive a significant boost to their quarterly payments starting in the spring of 2026.
This initiative is designed to offset the rising cost of food and daily necessities. It includes both a one-time lump-sum payment and a long-term increase to regular credits.
Legislation and Implementation of Bill C-19
On February 12, 2026, the Canada Groceries and Essentials Benefit Act (Bill C-19) received Royal Assent. This legislation formalizes the rebranding and expansion of the former GST/HST credit. By fast-tracking this bill, the government aims to deliver immediate assistance to approximately 12 million individuals and families across the country.
The benefit structure is divided into two primary components:
- One-Time Top-Up Payment: A lump-sum payment equal to 50% of the annual 2025-26 GST credit value.
- Five-Year Enriched Benefit: A 25% increase in the value of regular payments starting in July 2026 and lasting for five years.
Eligibility and Payment Amounts for 2026
Eligibility for the rebate is determined automatically based on income levels and family status as reported in tax filings. You do not need to apply separately for this benefit. To remain eligible, you must file your 2024 and 2025 tax returns.
The amount you receive depends on your net income and the number of dependents in your household. According to official data from the Department of Finance:
- Couples with two children: Can receive a total of up to $1,890 in the 2026-27 benefit year. This includes a one-time top-up of approximately $533 plus an enriched annual benefit of $1,357.
- Single individuals: Can receive a total of up to $950 for the year, which includes a top-up and the enriched quarterly payments.
- Single seniors: A senior with a net income of $25,000 will see a total increase of roughly $402 this year, bringing their total benefit to $950.
Payment Schedule and Delivery
The Canada Revenue Agency (CRA) will manage the distribution of these funds. Most recipients will receive their payments via direct deposit, while others will receive a cheque by mail.
Spring 2026 One-Time Payment
The one-time 50% top-up is scheduled to be issued as early as possible this spring. The government has confirmed that all eligible recipients will receive this payment no later than June 2026. This payment is based on your eligibility for the GST credit in January 2026.
July 2026 Enriched Payments
The permanent 25% increase takes effect with the start of the new benefit year in July. Following the initial spring top-up, the regular quarterly payment dates for 2026 are:
- July 3, 2026
- October 5, 2026
How to Claim Your Payment
There is no formal application process for the Canada Grocery Rebate. The CRA uses the information from your tax returns to calculate your entitlement. To ensure your payment is not delayed:
- File your taxes: Ensure your 2024 and 2025 tax returns are submitted to the CRA.
- Update your information: Keep your address and direct deposit details current through the “My Account” portal on the official Canada.ca website.
- Watch for scams: The government will never ask for your personal or financial information via text message or unofficial links regarding this rebate.
Frequently Asked Questions
Do I need to apply for the 2026 Grocery Rebate?
No, the payment is automatic for those who file their tax returns and meet the income eligibility requirements.
When will the $628 or other top-up payments arrive?
The one-time top-up payment is expected to be delivered in late spring, with a final deadline of June 2026.
Who qualifies for the maximum benefit amount?
Low- and modest-income families, particularly couples with children and single individuals with a net income below the government thresholds, qualify for the highest amounts.
